For Irish financial advisers
Cash-flow planning for Irish advisers: pay, pensions, property and Irish tax, month by month across hundreds of futures, with a printed brief in your firm's name.
30 days free · no account · Windows and Mac
See everything it models › Tax, pensions, the State, property, couples and markets, area by area.
The fact-find goes in once. The client sees their own plan, tries their own what-ifs with you, and leaves with the brief.
Enter the client's figures from the fact-find and run the plan.
Try their questions: retire later, pay more in, sell a let, spend less. Every page shows the change.
Hand over the brief in your firm's name, and keep the verification pack on the client's file.
Across hundreds of simulated futures, how likely the client's money is to last, and which of their own choices move that most.
Retire later, pay more into the pension, sell a let, spend less: move it, and every page shows the change against the plan as it stands.
The plan in plain words on a few pages, with your firm's logo and name, to print or save as a PDF for the client.
One simulated life worked month by month, every figure traceable to the law. See an example pack.
Nothing to host, no data processing agreement to sign, nothing for your compliance consultant to review. The program runs on your own computer and opens in your browser at an address only that computer can reach; it sends nothing anywhere.
€99 a seat a month
or €1,000 a year. The first 30 days are free, no account.
Income tax, USC and PRSI the way a payroll works them; CGT, CAT, DIRT and exit tax; pensions from contribution to draw; the State Pension and benefits; property and mortgages; couples and either death; and 512 futures of markets. What it models goes through each area, with the dashboard pages that show it.
No. It is a modelling tool for regulated advisers: it shows what the client's own choices do and recommends no product. The advice remains yours.
Nowhere. The program runs on your computer and opens in your browser at an address only that computer can reach. Client files are saved where you choose, and can be locked with a passphrase.
An update follows each Finance Act within two weeks of its signing, with the Act's figures.
It depends on the computer, so run it before the meeting. A change tried in the meeting is worked out on its own, in seconds.
The verification pack follows one simulated life month by month and works every tax in it from the law, with a data file for a spreadsheet.
Windows 10 or 11, and a Mac with Apple silicon or Intel. It carries everything it needs; the install guide takes you through it.
The program shows your computer's licence ID. Email it to us and paste the licence that comes back; the program checks it on your computer and sends nothing.
A modelling tool for regulated advisers. It recommends no product; the advice remains yours.
Not an adviser? Leave your email and we'll tell you when there's a version for households.
We keep the address for that one email and nothing else, and delete it if you ask at .