What it does not model

What the model leaves out on purpose, and why. A tool that says where it stops is easier to trust where it does not.

Out of scope by decision

Non-domiciled clients and the remittance basis: every client is Irish-domiciled
Moving abroad, and a second currency
Planning after the last death: succession, and the estate's tax by default
Estate planning, separate day-to-day finances, and separation or divorce
A new partner after the one on the form has died
Companies, SPVs and trusts as entities of their own: a business is entered by its value, cost and sale age
Withholding taxes, which net to nil over the year

Not built yet

The State Pension (Non-Contributory) and Jobseeker's Allowance
Illness Benefit's graduated rates
Tuition fees relief, Remote Working Relief, the Mortgage Interest Tax Credit and the Irish Investment Account
The Local Adjustment Factor in Local Property Tax
Taking a let off the market without selling it, a gift of property, and a birth during the plan
Employer PRSI, and a second job for one person

Not in Irish law

A transfer of an unused tax-free allowance between spouses at death, a seven-year rule on gifts, and the Home Renovation Incentive are not part of current Irish law, so the model has none of them.

See it on a real client

Every page of the dashboard is in the demo, on example households, with their brief and pack.

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A modelling tool for regulated advisers. It recommends no product; the advice remains yours.